About Metro Appraisal
Metro Appraisal and Adjustment Company is an independently owned appraisal company offering industry-leading comprehensive claims service. We act as independent appraisers and adjusters, but with benefits including regional coverage, inside experts who conduct valuable research, and a dedication to best practices. Our renowned methodology saves you money on estimates and assures uncompromised accuracy on every file and report. Promptness and quality claims service are the cornerstones of Metro Appraisal and Adjustment Company.
We are the nation's most complete claims service and our fees are the most cost-efficient in the industry. Our dedicated staff of professionals actively tracks insurance claims from start to finish and reports the status to you via the communication platform of your choice (phone, fax, email, etc.). Metro Appraisal offers a proven management system that ensures consistent accuracy and responsive service.
Our Methodology
Our appraisals are based on published market value guides (NADA book value), and the damage to value ratio serves as a base line for loss of market value computations. Mileage, severity of damage and public disclosure of vehicle life history report are also considered factors for determination of the loss of market value amount.
Diminution in value could be "inherent" which means that some vehicles lose value after an accident, even if the repairs are good and the vehicle has been returned to its appearance, function and within the manufacturer's specifications. It is our professional opinion, if the owner chooses to disclose at the time of resale that this unit has been involved in a collision, depending on the severity and workmanship, it will affect the wholesale value. There are certain occurances where a vehicle will receive an impact and there are no body parts replaced or repaired that requires repainting and limited to exterior trim (such as grilles, bumper covers, wheels, mirrors, body cladding, luggage racks, spoilers, running boards and roof racks, lamps, head lights, emblems, antennas, wheel covers and all outside moldings). These items are typical replacement items from normal wear and tear and would not affect value, if replaced with like kind and quality.